Resolution Asset Management Company, L.P. (“RAM”), a part of Cantor Fitzgerald's family of companies (“Cantor”), has been formed to execute a strategy of teaming with healthy banks for the purpose of acquiring whole banks, with loss-sharing, directly from the FDIC. The long-standing preferred method of the FDIC to address a failing bank is to sell the entire institution; this is even more the case in the current environment of large numbers of failing banks *. The RAM model is designed to provide non-dilutive capital and real estate expertise allowing banks with little or no real estate experience and/or those lacking capital to execute an acquisition on its own the ability to participate in FDIC assisted transactions.

About Cantor Fitzgerald

Cantor is a recognized leader in the specialized areas of equity and capital markets, offering a broad array of products and services to more than 5,000 institutional clients around the world with a presence in every major financial center. Cantor enjoys over a 60 year track-record of business and fiduciary experience that has evolved from early days of bond brokerage to being at the forefront of financial and technological innovation, consistently fueling the growth of original ideas, pioneering new markets and providing superior service to clients and partners. As one of the few remaining private partnerships in the finance sector, Cantor has the distinct ability to focus on long-term value creation and solid relationship building through various ventures. Cantor has one of the deepest distribution networks that can leverage off of over 3,800 employees worldwide for better market visibility and pricing power.

*Commercial Real Estate Alert(01/29/2010)